Protecting Your Family’s Future

At a recent financial industry event, behavioral finance expert Meir Statman tried to put the risk of investment losses in perspective. “The real risks in life are not the stock market,” he said. “If you want real risk, get married. And if you want more risk, have children.”¹

This statement makes an important point. Although investors are usually aware of market risk, they may forget about the risk of dying and leaving loved ones without the financial support they might need. Three out of 10 U.S. households have no life insurance, and half say they need more coverage.²

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